protecting yourself online - credit freeze
post by: mosesrenegade
I realize that most individuals are unaware of what a Credit Freeze does. I wanted to provide a guide for people to link to and for family members to link to:
Q. Where can I freeze my credit?
A. You must Freeze your credit file with all three Bureaus’s:
Q. Does freezing my credit affect my credit score?
A. It does not. Freezing your credit file means no one can open a new line of credit without the credit file being thawed.
Q. What is a Thaw?
A. It is either a permanent unfreezing of your credit or a temporary lift.
Q. Does it cost anything to freeze my credit?